Optimus Bank’s gross earnings hit N50.67bn in 2025

Optimus Bank Limited, a National Commercial Bank, has reported strong audited financial results for the year ended December 31, 2025, as the gross earnings rose by 73.53% to N50.67 billion from N29.20 billion in 2024. The bank said the robust growth across key performance indicators reinforced the strength of its business model, saying the earning […]

Optimus Bank Limited, a National Commercial Bank, has reported strong audited financial results for the year ended December 31, 2025, as the gross earnings rose by 73.53% to N50.67 billion from N29.20 billion in 2024.
The bank said the robust growth across key performance indicators reinforced the strength of its business model, saying the earning was driven by growth in core banking activities, improved asset yields and increasing customer adoption across key segments.
According to its audited results, operating income grew strongly by 82.02% to N42.75 billion, demonstrating the strength of the Bank’s earnings capacity, while profit before tax increased by 69.94% to N24.14 billion, highlighting the Bank’s ability to translate revenue growth into stronger profitability.
Balance sheet stood at N286.02 billion, gross loans rose by 137.19% to N118.16 billion, reflecting stronger credit support to businesses and key productive sectors of the economy.
Customer deposits closed at N114.12 billion, reflecting sustained customer confidence and deepening market acceptance.
The Bank also maintained a sound liquidity position, with a liquidity ratio of 101.52%, providing headroom to support business growth and strategic initiatives.
Commenting on the results, Managing Director/Chief Executive Officer, Ademola Odeyemi, said: “Our 2025 performance reflects the strength of our execution and the resilience of our business model. We delivered strong growth across key financial indicators while maintaining discipline in risk management and operational efficiency.
“These results reflect the continued success of our digital-first strategy, which is accelerating customer acquisition, deepening engagement and enhancing service delivery across our platforms, while positioning the Bank for sustainable scale.”
“As we look ahead, we remain focused on scaling our operations, deepening customer relationships and leveraging technology to deliver innovative financial solutions that support economic growth.”